Our objective is not necessarily to reduce the complexity of the client's financial situation because sometimes it does make sense to utilize trusts and other strategies to reduce taxes and achieve family-friendly objectives. Rather, our goal is to save our clients time and energy by handling their complex situations ourselves so that they are free to focus more closely on matters that mean the most to them.

As part of the financial planning process, EMM develops specific recommendations addressing each of the areas discussed. During the first part of the process, the doctor will meet with their EMM advisor approximately four to seven times. This typically happens within the first twelve-month period of the client’s relationship. Each meeting will vary between two and six hours, depending upon the complexity of the situation. Once the recommendations are made, EMM will assist in the implementation of the recommendations wherever it is possible.

A few examples include:

• Arranging loans, mortgages, and personal loans with private banking departments and banks.
• Introducing a client with commercial loan needs to an appropriate banking officer.
• Sending financial information to attorneys so that they can prepare the necessary estate documents.
• Requesting information on the policy status of insurance and annuity policies.
• Calculating the tax basis of securities on behalf of the client.
• Requesting insurance quotes on behalf of the client.